Fearless Firsts
🏡 FEARLESS FIRSTS: How to Qualify for Your First Mortgage
So you’re officially adulting . . . or at least trying to.
Getting your first mortgage doesn’t have to feel like decoding ancient financial hieroglyphics—we’re making it simple, clear, and actually kind of fun.
In this episode of Fearless Firsts, Lorie Jones (your friendly financial guide who survived her first mortgage so you can thrive in yours) and Pam Wandry (Columbine Mortgage) breaks down everything young adults need to know before they apply:
✅ What lenders REALLY look at
✅ Credit scores: what matters and what doesn’t
✅ How much you actually need for a down payment
✅ Why pre-approval is your new best friend
✅ Common mistakes first-timers make
✅ Tips to make the process smoother (and way less scary)
Whether you’re renting, scrolling Zillow at 2 a.m., dreaming of your first home, or just trying to figure out how mortgages work — this video gives you the confidence to take your very first Fearless step.
✨ You don’t need to have it all figured out. You just need to start.
And we’re here to make that first start a Fearless one.