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The Unwritten History of Women’s Financial Resilience

By Lorie Jones, Fearless Financial Advisors

According to a Pew Research Center analysis of 2022 Census data, wives are the sole or primary breadwinners in 16% of married heterosexual couples. This is an increase from 5% in 1972. (https://www.pewresearch.org/social-trends/2023/04/13/in-a-growing-share-of-u-s-marriages-husbands-and-wives-earn-about-the-same/)

But here’s the uncomfortable truth: Most of us are navigating this financial landscape with inherited blindspots.

The Hidden Barriers to Financial Visibility

Systemic Challenges Women Face:

  • Wage gap persistence
  • Career interruptions due to caregiving
  • Lower retirement savings
  • Limited financial education

Our Revolutionary Act: Radical Financial Self-Awareness

Financial discovery isn’t just about numbers. It’s about:

  • Reclaiming your economic narrative
  • Breaking generational patterns of financial silence
  • Creating visibility where invisibility was expected

The Archeology of Your Financial Self

Layers of Discovery

  1. Generational Mapping
  2. Personal Economic Excavation
  3. Narrative Reconstruction

Supported by Research

A National Women’s Law Center (NWLC) analysis based on 2024 wage data estimates that women who work full time, year-round lose a collective $399,600 over a 40-year career due to the wage gap. This calculation is based on the median annual wage difference, and career losses are substantially higher for women of color.  Knowledge is our most powerful tool of resistance. (https://nwlc.org/resource/the-wage-gap-robs-women-working-full-time-year-round-of-hundreds-of-thousands-of-dollars-over-a-lifetime/)

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Financial discovery isn’t only about spreadsheets—it’s also about rethinking habits.

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This podcast is hosted by Lorie Jones, an Investment Adviser Representative of Tandem Financial, a registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information discussed on this podcast is for educational and informational purposes only and does not constitute personalized investment advice or a recommendation to buy, sell, or hold any securities or other financial products.

The views and opinions expressed by our Podcast guest are their own and do not necessarily reflect the views of Tandem Financial. The Podcast guest is not affiliated with Tandem Financial and has/has not been compensated for their participation in this episode.

Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. For specific advice related to your financial situation, please consult with a qualified financial professional.

For additional information about Tandem Financial, including its Form ADV disclosure documents, please visit https://fearlessfinancialadvisors.com

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